The Structured Settlement

What Is a Structured Settlement?Sometimes when a plaintiff settles a case for a large sum of money, the defendant, the plaintiff's attorney, or a financial planner consulted in association with the settlement, will propose paying the settlement in installments over time rather than in a single lump sum. When a settlement is paid in this manner it is called a "structured settlement". Often the structured settlement will be created through the purchase of one or more annuities, which guarantee the future payments.A structured settlement can provide for payment in pretty much any schedule the parties choose. For example, the settlement may be paid...

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Mesothelioma

1-What is the mesothelium? The mesothelium is a membrane that covers and protects most of the internal organs of the body. It is composed of two layers of cells: One layer immediately surrounds the organ; the other forms a sac around it. The mesothelium produces a lubricating fluid that is released between these layers, allowing moving organs (such as the beating heart and the expanding and contracting lungs) to glide easily against adjacent structures.The mesothelium has different names, depending on its location in the body. The peritoneum is the mesothelial tissue that covers most of the organs in the abdominal cavity. The pleura is the membrane that surrounds the lungs and lines the wall of the chest cavity. The pericardium covers and protects the heart. The mesothelial tissue surrounding...

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Mesothelioma

1-What is the mesothelium? The mesothelium is a membrane that covers and protects most of the internal organs of the body. It is composed of two layers of cells: One layer immediately surrounds the organ; the other forms a sac around it. The mesothelium produces a lubricating fluid that is released between these layers, allowing moving organs (such as the beating heart and the expanding and contracting lungs) to glide easily against adjacent structures.The mesothelium has different names, depending on its location in the body. The peritoneum is the mesothelial tissue that covers most of the organs in the abdominal cavity. The pleura is the membrane that surrounds the lungs and lines the wall of the chest cavity. The pericardium covers and protects the heart. The mesothelial tissue surrounding...

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Life Insurance Myths

Getting yourself life insurance brings in many advantages. However, some of us are confused because of the myths and misconceptions surrounding the life insurance coverage and not understanding what life insurance is all about. Let us see what are these myths and misconceptions that are holding you back from getting life insurance. If I am staying at home and not working there is no need for me to get life insurance. It is not true because it is not your work that you are insuring; it is your health which you are insuring. Would it not better if your loved ones were not hard pressed for money after you have gone? I do not need life insurance when I am young. It is not that you will remain young through out your life. As you grow old you may not be that healthy, you may fall prey to disease...

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Life Insurance Myths

Getting yourself life insurance brings in many advantages. However, some of us are confused because of the myths and misconceptions surrounding the life insurance coverage and not understanding what life insurance is all about. Let us see what are these myths and misconceptions that are holding you back from getting life insurance. If I am staying at home and not working there is no need for me to get life insurance. It is not true because it is not your work that you are insuring; it is your health which you are insuring. Would it not better if your loved ones were not hard pressed for money after you have gone? I do not need life insurance when I am young. It is not that you will remain young through out your life. As you grow old you may not be that healthy, you may fall prey to disease...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Lifestyle And Health Can Affect Your Term Life Insurance Rates

Understanding the ins and outs of term life insurance rates can often be confusing and time consuming to understand. There are multiple things that can affect the rates and terms of your policy. Unhealthy lifestyles, such as smoking, drinking and being overweight are all considered when trying to formulate a quote for someone who is looking for life insurance. These are not the only unhealthy habits that are taken into account, however. There are other things that can be found through medical exams or the questionnaire that can help term life insurance companies determine what the rate you receive should Mental Health Affects Term Life Insurance RatesIf you are on medication for mental health issues, such as antidepressants, it can unfortunately lead to higher rates. As morbid and unnerving...

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Top Ten Life Insurance Blunders

I admit it. I'm a Letterman fan. When Johnny Carson retired from the late night scene, and Letterman and Leno moved to late night center stage, I channel surfed right over to Dave. And, I've been there ever since. I usually fade to black somewhere between the monologue and "Will it Float?" But, when I do manage to stay awake a little longer I really enjoy Dave's Top Ten. So, I've been working on my own Top Ten. My Top Ten isn't funny. But they could just save you a bunch of money if you'll take them to heart. These are the Top Ten mistakes I see consumers make every day when considering a life insurance purchase. Blunder #1 – Taking the cheapest quote at face value… There is no way to get quality low-cost life insurance, appropriate for your needs, without giving it some serious thought and...

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Top Ten Life Insurance Blunders

I admit it. I'm a Letterman fan. When Johnny Carson retired from the late night scene, and Letterman and Leno moved to late night center stage, I channel surfed right over to Dave. And, I've been there ever since. I usually fade to black somewhere between the monologue and "Will it Float?" But, when I do manage to stay awake a little longer I really enjoy Dave's Top Ten. So, I've been working on my own Top Ten. My Top Ten isn't funny. But they could just save you a bunch of money if you'll take them to heart. These are the Top Ten mistakes I see consumers make every day when considering a life insurance purchase. Blunder #1 – Taking the cheapest quote at face value… There is no way to get quality low-cost life insurance, appropriate for your needs, without giving it some serious thought and...

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Seven Things To Consider When Taking Out Life Insurance

Do you have dependents at the time that you apply for insurance protection? If you have children who will need financial care should something happen to you, you will need to consider their financial needs. Things such as school funding and general financial concerns should be considered, and a good insurance policy should cover these things at a minimum. How much do you owe? When considering life insurance, you should think about just how much debt you will be leaving behind. If you don't have enough life insurance coverage, that debt could be left for your family to pay. Can you afford that?What should a life insurance policy cover? Typically, a good life insurance policy should leave your dependents with enough money to pay for your funeral expenses, any debt that you should leave behind,...

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Seven Things To Consider When Taking Out Life Insurance

Do you have dependents at the time that you apply for insurance protection? If you have children who will need financial care should something happen to you, you will need to consider their financial needs. Things such as school funding and general financial concerns should be considered, and a good insurance policy should cover these things at a minimum. How much do you owe? When considering life insurance, you should think about just how much debt you will be leaving behind. If you don't have enough life insurance coverage, that debt could be left for your family to pay. Can you afford that?What should a life insurance policy cover? Typically, a good life insurance policy should leave your dependents with enough money to pay for your funeral expenses, any debt that you should leave behind,...

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How Much Life Insurance Do I Need?

If you are considering obtaining a life insurance policy you will have many questions that need to be answered. There are lots of different life insurance options to choose from and once you've chosen the type of insurance you want you also have to determine how much life insurance you need.The question of how much life insurance do I need is not an easy one to answer and it's certainly not one that I can answer for you in an article on the Internet. What I can do with this article however, is to give you some things you can think about and some general guidelines to help you determine what would be best for you and your family.There are many factors that will affect the amount of coverage that you need. Are you healthy? Or do you have pre-existing medical conditions that put you at substantial...

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How Much Life Insurance Do I Need?

If you are considering obtaining a life insurance policy you will have many questions that need to be answered. There are lots of different life insurance options to choose from and once you've chosen the type of insurance you want you also have to determine how much life insurance you need.The question of how much life insurance do I need is not an easy one to answer and it's certainly not one that I can answer for you in an article on the Internet. What I can do with this article however, is to give you some things you can think about and some general guidelines to help you determine what would be best for you and your family.There are many factors that will affect the amount of coverage that you need. Are you healthy? Or do you have pre-existing medical conditions that put you at substantial...

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Buying Life Insurance After Being Diagnosed With Cancer

The American Cancer Society estimates doctors will diagnose over 1.4 million new cases of cancer in the U.S. in 2007, with more than 559,650 cancer-related deaths. If you are among the majority of cancer patients and survive for at least five years following your diagnosis, you may face another fight: buying life insurance.Buying life insurance for cancer patients is challenging, but not necessarily impossible. Your chances for securing a policy depend greatly on the type, stage and grade of the cancer, and even on the treatment plan. There is a relationship between the rate you'll receive and the curability of your cancer. Certain types of skin cancer, for example, are considered very low risk by life insurance companies and a skin cancer history may not even impact premiums.Applicants with...

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Back Pain

Backpain Facts to Show Its SeriousnessOver 24 Billion Dollars Are Spent per Year in The United States Alone for Backpain Treatments...Some backpain facts have been shocking the world. Basically, backpain is a problem that can have many causes and can leave you feeling terrible. In this page, we'll relay some facts about back pain to you so that you can better understand the problem and how you can treat it.First of backpain facts is that back pain is a problem that affects between fifty and eighty percent of all Americans at some point in their lives. Over 24 billion dollars are spent per year in the United States alone for back pain treatments, and that isn't even considering the amount of lost work time the problem causes.The most common cause of back pain is a strained muscle or ligament...

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Back Pain

Backpain Facts to Show Its SeriousnessOver 24 Billion Dollars Are Spent per Year in The United States Alone for Backpain Treatments...Some backpain facts have been shocking the world. Basically, backpain is a problem that can have many causes and can leave you feeling terrible. In this page, we'll relay some facts about back pain to you so that you can better understand the problem and how you can treat it.First of backpain facts is that back pain is a problem that affects between fifty and eighty percent of all Americans at some point in their lives. Over 24 billion dollars are spent per year in the United States alone for back pain treatments, and that isn't even considering the amount of lost work time the problem causes.The most common cause of back pain is a strained muscle or ligament...

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Asthma

Self Detectable Asthma Risk FactorsUnlike Some Other Diseases, Initial Asthma Symptoms are Self Detectable...Asthma risk factors actually can be self detectable. For instance, as someone who has had cough variant asthma for several months without realizing it, this should be an interesting question, because so many of us suffer from asthma without ever realizing that those symptoms we have been exhibiting were classic symptoms of a disease that is exploding in the 21st century.Asthma is a chronic lung disease that affects over twenty million people in the USA alone. Frightening statistics show it accounts for approximately 14 missed school days for children and 14.5 million missed days at work for adults. The cost alone in this comes to a staggering amount of millions, probably billions of...

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Asthma

Self Detectable Asthma Risk FactorsUnlike Some Other Diseases, Initial Asthma Symptoms are Self Detectable...Asthma risk factors actually can be self detectable. For instance, as someone who has had cough variant asthma for several months without realizing it, this should be an interesting question, because so many of us suffer from asthma without ever realizing that those symptoms we have been exhibiting were classic symptoms of a disease that is exploding in the 21st century.Asthma is a chronic lung disease that affects over twenty million people in the USA alone. Frightening statistics show it accounts for approximately 14 missed school days for children and 14.5 million missed days at work for adults. The cost alone in this comes to a staggering amount of millions, probably billions of...

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Rheumatoid Arthritis

An Overview of Rheumatoid Arthritis...And Some Controversial TheoryRheumatoid arthritis is a chronic disease that affects the joints of the body, and that can profoundly affect an individual's ability to function at normal level. The effects of this bone problem can be traced to inflammation caused by the body's normal response to infections, injury, wounds, or foreign objects in the body.Those who suffer from this bone diesease are commonly affected by feelings of pain, joint stiffness, swelling, and other symptoms. Moreover, many patients may suffer from complications associated with arthritis, as the inflammation associated with it can affect patient's internal organs and other systems of the body. Treatment generally consists of controlling inflammation to prevent damage to joints or tissues.What...

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Rheumatoid Arthritis

An Overview of Rheumatoid Arthritis...And Some Controversial TheoryRheumatoid arthritis is a chronic disease that affects the joints of the body, and that can profoundly affect an individual's ability to function at normal level. The effects of this bone problem can be traced to inflammation caused by the body's normal response to infections, injury, wounds, or foreign objects in the body.Those who suffer from this bone diesease are commonly affected by feelings of pain, joint stiffness, swelling, and other symptoms. Moreover, many patients may suffer from complications associated with arthritis, as the inflammation associated with it can affect patient's internal organs and other systems of the body. Treatment generally consists of controlling inflammation to prevent damage to joints or tissues.What...

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Alzheimers Disease

When it comes out to causes of alzheimers disease, in fact, throughout the years, various studies have been carried out in a bid to find it out, and some of them are discussed below:In old age, patients suffer from many diseases because the immune system ceases to be as efficient as it once was. A properly functioning immune system is one which can recognise and kill alien viruses, cells and bacteria.To date there appears to be some evidence that Alzheimers may result from having some sort of immune system malfunction which then results in creating the protein which is responsible for destroying the brain tissues and cells of those afflicted with this condition.One of the more controversial theories about causes of alzheimers disease is that eating meat could result in Alzheimers Disease....

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