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Antivirus

Antivirus software is used to prevent, detect, and remove malware, including computer viruses, worms, and trojan horses. Such programs may also prevent and remove adware, spyware, and other forms of malware

Sunday, April 26, 2009

Exercise helps people lose weight and lower the risk of some diseases

Exercising to maintain a healthy weight decreases a person's risk of developing certain diseases, including type 2 diabetes and high blood pressure. These diseases, which used to be found mostly in adults, are becoming more common in tee...

Exercise can help a person age well.

This may not seem important now, but your body will thank you later. Women are especially prone to a condition called osteoporosis (a weakening of the bones) as they get older. Studies have found that weight-bearing exercise, like jumping, running or brisk walking, can help girls (and guys!) keep their bones stro...

Exercising can help you look better

People who exercise burn more calories and look more toned than those who don't. In fact, exercise is one of the most important parts of keeping your body at a healthy weig...

Exercise benefits every part of the body, including the mind.

Exercising causes the body to produce endorphins, chemicals that can help a person to feel more peaceful and happy. Exercise can help some people sleep better. It can also help some people who have mild depression and low self-esteem. Plus, exercise can give people a real sense of accomplishment and pride at having achieved a certain goal — like beating an old time in the 100-meter da...

Why Food Safety Matters

Food that hasn't been prepared safely may contain bacteria like E. coli. Unsafe food can also spread food-borne illnesses likedocument.write(defsalmonellosis27)salmonellosissalmonellosis and Campylobacter (pronounced: kam-pye-low-bak-tur) infection. The good news is you can keep on top of bacteria and food-borne illness by playing it safe when buying, preparing, and storing fo...

Friday, April 24, 2009

Peeking out from under your pile of bills is a postcard that looks like your saving grace: smiling, happy people proclaiming that they are free from debt -- and that you can be, too! The company's Web site is filled with testimonials from cheery faces, all saying how the company freed them from debt. Even better, the company says it's non-profit, so it has your best interest in mind, right? Unfortunately, that isn't always the case.Debt consolidation companies help people in debt by combining all of their outstanding payments (credit cards, student loans, medical debt) into one payment [source: Chatzky]. Often, the debtor takes out a new, lower-interest loan to cover this payment. The consolidation company may also offer credit counseling and may negotiate with the credit companies to reduce...

Non-Profit Debt Consolidation Companies

Scottsdale, AZ - Even if you're not overwhelmed by debt, you most likely have seen or heard ads promising the overburdened nothing less than salvation from their debt woes. "Overwhelmed by debt? Combine all of your payments into one you can afford!", is a common slogan. In the same breath, the ads often mention proudly the non-profit status of the organization. Are these companies the saviors their carefully crafted images suggest? Kristy Welsh, author of the book "Good Credit is Sexy", says she became suspicious when a reader of her Creditinfocenter.com website, on which her book is based, wrote to complain that his creditors had not received any money after two months of payments totaling $1200. Welsh called the company and obtained details of the program. Non profit debt consol companies...

Sunday, April 19, 2009

Debt Consolidation Loan For Payday Loan Debts

In the last few years, the debt consolidation loan has emerged as a great solution for those who have got trapped in different kinds of debts. In most cases, it has been found that people misused the various financial tools and ended up being drowned in huge piles of debts. Earlier, it was credit cards, and now a new kind of debt is killing the financial life of people.The Misuse Of Cash Advance LoansThe payday loan is a great financial tool that can help you in times of emergency when you need instant cash and are not in a position to wait for the payday. There might be some small short-term emergencies that need urgent attention. This is where, such short term loans come to your rescue. The greatest thing about these loans is that they can be applied for and be approved for very quickly.All...

Student Consolidation Loan Program

ollege students who are in need of paying for their education, student loans are a great source of financial aid. The problem is that students leave college with allot of debt. Also they usually have many loans from assorted lenders, which means they are paying back multiple loans each month. Loan Consolidation can be a great solution to this problem.Loan consolidation will allow you to take all of your loans and put them into one loan and one payment. Think of it as refinancing a home mortgage. You consolidate all of your student loans together, and all of the balances of your existing school loans are paid off, the balance will go into one consolidated loan. The advantage to this is that you have only one student loan to pay off.Consolidating your loans can offers many benefits such as,...

How To Consolidate Student Loans – Federal Student Consolidation Loans

The procedure is very simple: you just have to call the Direct Loan Servicing Center (a division of the U.S. Department of Education) and in a very short period of time, you’ll have your new consolidation loan.The new interest rate will be a weighted average of the interest rates of all your current federal student loans.It is even possible to consolidate additional debt into this loan if this is considered to be a viable alternative.The main reason that leads people to ask for debt consolidation is the huge sum of money spent on monthly payments. If you mix all the loans into a single one, your new monthly payment will become very affordable, not to mention that the loan can stretch for a few more years.In order to do that, you can go to the bank and ask for a personal loan. It’s recommended...

Student Consolidation Loan Marks an End to All Your Debts

Dread the ring of your phone? Great help to students who are bearing the burden of heavy student debts and are seriously thinking of filing for bankruptcy. If you are one of them, you must realize that bankruptcy will not solve your financial problems as easily as student consolidation loan.Great help to debtors who are bearing the burden of heavy debts and are seriously thinking of filing for bankruptcy. If you are one of them, you must realize that bankruptcy will not solve your financial problems as easily as a debt consolidation loan.A student loan comprises of unpaid credit cards, student loan arrears, rentals, canteen expenses, food bills etc. Stop, don’t waste time on tedious documentation and find a solution to your bad debts too. With a consolidation loan, you cease to pay any interest...

Student Consolidation Loans: Now Think Only About Your Career

During your student life you are not financially independent and lot of events occur that compel you to go for loans. Sometimes your educational expenses or irregular personal expenditures force you to borrow loans from various resources. The disastrous situation occurs when you fail to repay these loans in time. You begin to think on manipulating your financial matters and lose your focus on your career. Student consolidation loans are specially designed for these circumstances.CharacteristicsThese types of consolidation loans, as the name specifies, combine all your various loans to a single debt. Thus you have to deal with a single lender in spite of a number of lenders scratching your brain. A very reasonable rate of interest releases pressure on your tight financial situation. These loans...

Student Consolidation Loan Checklist

If you are graduating college soon, now is the time to begin preparations for your student consolidation loan. You have a six month grace period after graduation before payments begin, but the consolidation loan application process can take several weeks, especially if you haven't gathered all your loan information and decided on a lender.Inventory your student loans. Make a list of all your loans, including type of loan, lender, the amount of your loans, interest rates and the amount of your payments. Review your loan documents, contact your lenders or loan servicers or go to the National Student Loan Data System (NSLDS) website. If you don't know your PIN (Personal Identification Number) to log in, you will have to request a new one and it will be mailed to you. Expect to wait a week or...

Federal Student Consolidation Loans V/s Private Student Consolidation Loans

If you want to save the amount paid as interest for your various loan bills, it is a wise decision to go for consolidation of loans. As a student, you may have taken numerous loans for educational purposes, consolidating them and paying one single monthly payment is a great idea.Private Student Consolidation LoansSometimes private loans are taken by students to supplement federal loans that are inadequate for covering educational expenses. Private student consolidation loan is of variable interest rate, the student's credit rating is under scanner for private consolidation loans. All previous loans are consolidated into one major monthly payable loan. The minimum consolidation required for private consolidation loan is $7,500 and maximum amount comes up to $150, 000.Borrowers with good credit...

Student Consolidation Loan Helps you in Concentrating

Student consolidation loan is meant for student so that they can have stress free education, far away from the strain of the debts. It is a known fact that students are, on which depends the future of any country. Thus they are the most valuable resource and thus be given a full freedom to concentrate on their studies only and not wasting their time and energy on such matters which might hamper their future. There may come many times in their career when they may be in need of money, for example, to clear some pending fees, to buy books, buy computers and for such other things, thus the importance of student consolidation loans. It relieves them of all the tension regarding these and thus helps them to have hassle free education. Something which is as essential for them as students are considered...

Give Impetus to Your Education With Student Consolidation Loan

In student life admission fees, tuition fees, accommodation, need of computers all these are basic needs of a student and in the process of securing his degree student accumulate a number of loans. But during repayment time they get trapped into the cobweb of loans with high interest and several monthly cheques. This makes their life hell. The best solution to get rid of this is student consolidation loan.Student consolidation loan aims at bringing down your burden. It consolidates all loans taken by a student for his studies and hence he has to pay only one payment monthly than several separate installments.Benefits1) Due to consolidation it is easy to pay one payment monthly than several separate payments.2) Student debt consolidation loan carries less interest than others.3) As it for students...

Student Consolidation Loans And The Sub-Prime Crisis

With interest rates rising, and your repayments on your variable rate student loan rising, you might be wondering if a consolidation loan would be a good idea.Right now, the sub-prime mortgage crisis is causing a lot of problems for a lot of people. Rising interest rates mean the mortgage payments are rising, and many people are no longer able to meet the minimum required payments, so financial institutions are foreclosing, evicting people, and selling the homes for whatever they can.Tempers are getting so bad, that evicted owners are starting to vandalize their own homes - ripping out toilets, destroying electrical panels, and defacing walls and fixtures that can't be taken. It has gotten so bad, that companies like Prudential are now offering incentives to evicted homeowners to leave the...

Tips and Tricks on Student Consolidation Loans

Student consolidation loans are meant to reduce the number of monthly payments, to cut the amount of interests paid for finance and to reduce the amount of money destined to pay off student debt so you can use the surplus for other purposes.Though these loans are great for getting hold of the benefits portrayed above, there are many things that must be taken into account when undertaking student debt consolidation that may reduce or boost these benefits. Since knowledge does not take up space, read on and make sure to remember these tips and tricks so you can make the most out of your debt consolidation loan:Keep your Government Loans and your Private Loans ApartFederal student loans usually come with many benefits you surely want to keep. This includes a significantly lower interest rate...

Choosing The Right Student Consolidation Loan Company

A student consolidation loan is a loan that consolidates all your student loans into one student loan. You might ask why anyone would consolidate their loans. Well statistically speaking the average American will carry up to 13 credit cards with a debt of over $5,000. If you do the math, having many different loans with different companies, will mean that your interest rates will also be different.When you consolidate your student loan you're combining all your debts with one lender with a much lower interest rate. The reason for a lower interest rate is that you get to pay off your debt for a longer period, sometimes up to 20 years.Here's where it can get very tricky, so it pays off to choose the right student consolidation loan company before you consolidate your debts. One of the most common...

Great Advantages of a Student Consolidation Loan

College costs are at an all-time high, leaving many students and their families unable to pay for four or more years of tuition. Luckily, both federal and private institutions offer student loans as a way to get through school and earn a degree. But what about after graduation when it comes time to repay the loan? That's when many people look at a student consolidation loan. Many people like consolidation because it makes the whole process of owing money more straightforward. Carrying several student loans means more paperwork, multiple deadlines, and different monthly amounts to keep track of. There is just too much of a chance that a mistake will be made or a payment will be missed somewhere down the line. But with a consolidated loan, there is only one monthly payment to take care of. You...

Student Consolidation Loan

Student consolidation loan is the best loan for student to manage any other loan. Getting admitted to a good college or having the best education does cost a lot of money for the young students, which they readily cannot manage and thus take loans from different organizations. The problem is that the students get bogged up with the burden of these loans by the end of the month. In that case it is very helpful for them to think about the student consolidation loan.Each of these loans has different rates of interest, which keep fluctuating over the period of time, and can be difficult for the students to manage at certain occasions. The best possible way to get rid of this hassle is to have your loans consolidated, which enables you to deal with them all together.As far as the consolidation...

Friday, April 17, 2009

Miltary Debt Managment Agency

Military Debt Management Agency is a non-profit charitable organization that was organized in the fall of 1997. Originally it was formed to assist military personnel in obtaining previously denied security clearances. Additionally MDMA's mission is to provide personal budget counseling, credit education, and affordable debt management programs to active duty and retired military personnel. At that time our goal was simple: To improve the quality of life to those who serve our country. Now that we have opened our debt management programs to the civilians sector, our mission is still a simple one: To improve your quality of life and...

Personal Finance for Military Families

Unlike the typical American worker/professional, members of the US Armed Forces and their dependents face a wider range of debt management challenges than most.Whether deployed in peacetime or in these times of conflict, the wide range of credit problems that affect the military family can impact that family’s finances most dramatically.Further, the rapid pace of change in the global geopolitical environment has created a scenario where an unanticipated assignment or rapid deployment can and often does create havoc in the entire military household – from emotional issues to debt consolidation, debt settlement, credit counseling...

Armed Forces Loans Guarantee

AFL is the leading provider of Loans to active-duty and career-retired military personnel serving the Army, Navy, Air force, Marines, and Coast Guard. Get a loan for bills, car repairs, travel or vacation, credit repair, PCS expenses, furniture, home repair, and all your other needs Military Loans are available up to $5,000Personalize your loan with Flexible terms at competitive ratesTalk to your loan officer todayNo Credit… No Problem AFL Guarantee We guarantee your satisfaction 100% No questions asked. If for any reason you are not completely satisfied, return your loan within 15 days at no cost to y...

US military loan

USMLC is a privately owned company dedicated to helping the honored members of the U.S. military make the most of their finances with low-cost, no-hassle loans. We provide unparalleled service and support throughout your loan term. And with a streamlined application and easy to understand instructions, getting the money you need couldn't be easier. USMLC offers active personnel serving in the Army, Navy, Air Force, Marines, and Coast Guard: • A fast and easy way to borrow money • Loans valued between $1,000 and $2,500 • An easy-to-complete application, a non-invasive application process, uncomplicated loan terms, and an effortless...

Military Financial

The Original Military Short Term LenderUp to 40% of your monthly take home payHave cash the same day you applyShort Faxless ApplicationNo Credit CheckAll ranks APPROVEDPrivate, Discreet, and Confident...

Friday, April 10, 2009

Personal Loans

An unsecured loan is a loan that is not backed by collateral, only your signature (signature loan) When you borrow money, the lender may require nothing more than your promise to repay the debt. Unsecured loans usually involve less documentation. Obtaining an unsecured loan is usually quicker and does not require a formal closing. There is usually just an application, a promissory note, and perhaps a payment schedule. This differs from a loan involving collateral. UK Residents Click Here.An unsecured loan does NOT require collateral -- just your signature and a means to pay back your loan. When you borrow money, the lender may or may not require you to pledge collateral to guarantee repayment of the debt. If collateral is pledged, then you have a secured loan. For secured loans, collateral...

Not Satisfied with a Credit Card Purchase

In the United States, the Fair Credit Billing Act allows for consumer protection in the event of unsatisfactory purchases, and undelivered or misrepresented services/products. If you are unsatisfied with a purchase from a store, there are things you can do. If the merchant refuses to refund your money or replace the item, you may be able to take action against your credit card company. Your rights are established by law, but they depend on certain things, such as the purpose of your purchase (business or personal), how much the product cost, and how far from home you were when you made the purchase. First, there are some factors regarding your purchase that must be considered to determine if the credit card company is legally liable:Type of card that you used - You must have charged...

Debt Consolidation Refinance

If you’re living from paycheck to paycheck rest assured you’re not alone. Many folks barely make ends meet on a week to week basis. Sadly many people can’t even remember where they spend their money. They only thing they know is that it’s all spent before their next paycheck. This lack of financial wisdom is causing many consumers to file for bankruptcy as a means of relieving themselves from their high debt and financial obligations. What many folks don’t know is that this method of erasing your debts also destroys your credit rating and any hope for having a good financial status. Instead there may be another alternative – A debt consolidation refinance may be just what the doctor ordered to fix your current financial disarray.The main reason anyone would and should consider utilizing a...

Wednesday, April 8, 2009

What is Term Life Insurance

Shopping for a life insurance policy can be confusing and frustrating. There are many different types of policies with different rules and privileges. Premiums vary significantly across providers and product types. One of the most popular types of life insurance is term life. Term life is straight life insurance without any of the bells and whistles. Whole life, on the other hand, usually carries an investment portion which grows in value and can be cashed out over time. Term life pays the face value of the policy at the time of death of the insured. Term life insurance has both positives and negatives in comparison to whole life. On the positive side, the premiums are usually significantly lower than whole life premiums because there is no investment portion. Many individuals with term...

Life Insurance Policies

When it comes to selecting life insurance policies the Internet is the place to look for the best offers. Life insurance companies have flocked to the Internet in recent times, supplying online life insurance hunters with an extensive choice of life policies. The growth in the number of life insurance companies servicing life insurance polices has made a significant impact on life insurance premiums too, bringing them down to record low levels. Basic life insurance cover can now be acquired for less than 50p per day, and in some instances for as little as 20p per day. Besides choice and price, the Internet also offers convenience to people who are looking for life insurance polices. Life insurance information can be gathered and insurance quotes asked for at any time of the day or night....

Introduction to Life Insurance

Life insurance is a means for providing financial protection for your family in the event of your death. A life insurance contract is relatively straightforward; you agree to pay a premium at regular intervals, and the insurance company agrees to pay a certain sum of money to your beneficiary upon your death. There are three parties to a life insurance contract. First, there is the insured. This is the person whose life is being insured under the policy. Next, there is the insurer. The insurer is the insurance company who underwrites the risk. And third, there is the owner. The owner and insured are not necessarily one and the same. Someone can buy a life insurance policy to insure the life of someone else, such as their spouse. The person who buys the policy is the owner, and the person...

The Role of Life Insurance Companies

Around the age of thirty, people are becoming more aware of the fact that they need to leave a legacy and that a few people rely on their existence. When you know that you have a family to support, you can’t act like a teenager. But this is not enough. Once a person or more are waiting for you to provide for them, you need to assume a few responsibilities. You will soon realize that if something were to happen to you, they couldn’t survive spiritually and physically. You can’t do anything about the spiritual side, but you can make sure that your loved ones will have everything they need when you die. When you realize that a life insurance is mandatory for your family, you need to find a life insurance company. This is not a complicated process, but it doesn’t mean that you shouldn’t choose...

Benefits Of Life Insurance

One never knows when he or she may expire; life is merely hanging on a breath. Regardless of the number of dreams and plans we may have for our self or our family, they may just shatter with the blink of an eye. One does not have to be 100 year old to die; in fact, one may expire at any age; young or old. In such uncertainty, a life insurance provides security for you and your family. It helps one to retain the dreams of his or her family even after he or she is no more. A life insurance acts as a caretaker and guardian of the dreams of your dear and nears ones when you are physically not there to do it. You will be giving financial security to your family and in turn, securing their entire life to follow. Do you know that the life insurance not only protects you but also you whole family?...

Value Life…Value Life Insurance

It is important that you include Life Insurance policy in your investment portfolio. When you opt to invest in Life Insurance you not only invest for your future, but you invest considering your families necessities. Individuals who depend on you for a living could be deprived of an income in your absence (read demise). Hence it is suggested that you analyze every pros and cons before you opt for your Life Insurance Policy. Ideally a policy that you could afford to pay the premiums for in the longer run is recommended. Chalk out your monthly expenses and then settle in for an amount that you could afford on a periodical basis. Failure to pay the premium in stipulated time will result in the policy being confiscated by the insurer (Life Insurance Company). Also important is the coverage...

Who Should Buy Term Life Insurance?

There are a wide range of life insurance products that are floating in the market. Choosing the right life insurance policy involves assessing your particular situation and evaluating the right policy for you. It is imperative to choose the right life insurance that fits your bill or which can be customized to suit your particular needs. Unlike whole life insurance, term life insurance is purchased to cover a limited term period. Term life pays the insured sum only when the insured dies within the time span of the policy. Term life policies do not accrue any cash value. So if you live past the length of the policy, you won’t receive any money. It is also important to understand that premiums for term life policies may not be fixed, and may increase from time to time. To avoid this,...

Saturday, April 4, 2009

Rate Card - Advertise on Health & Fitness Tips

The Benefits of Advertising With Health & Fitness TipsThrough our Web site and weekly newsletters you'll be targeting large numbers of consumers that are looking for various ways to improve their health and fitness.The purpose of the Health & Fitness Tips Web site and newsletter is to give consumers proven methods to help them in their quest for good health. It is our goal to inform our visitors and subscribers of new developments in the health and fitness fields. Our team is made up of Health Professionals, Medical Doctors and Health and Fitness Writers and Editors.HFT Newsletter Sponsorship - Current SpecialFirst Time Advertisers Receive A Discount!Top Position: normally $600 - Now only $400Second Position: normally $400 - Now only $350Featured Product: normally $400 - Now only $300Newsletter...

Daily Health Task Lists

Health Lies in labor, and there is no royal road to it but through toil." -Wendell Phillips Just like brushing your teeth, healthy habits should be cultivated on a daily basis. The following is a guide to daily tasks:1. Activity should be a daily occurrence. Walk, run or jump for a minimum total of 20 minutes a day.2. Protect your skin. Sun block should be applied on face, neck, arms and hands even in the dead of winter. It protects against climatic toxins too. Moisturize skin daily.3. Eat fruits, vegetables, grains, low-fat dairy products and small amounts of protein. Avoid sweets and other processed foods. 4. Meditate or spend a minimum of five minutes daily in quiet time.5. Find your spiritual self. Discover what inspires you, raises your level of consciousness, motivates you, and satisfies...

Walk 10 Minutes a Day and Increase Your Fitness Level

Old thinking was to work out in a sweat-filled gym for hours a day. No pain, no gain. New studies show that even short bouts of activity can increase your fitness level, especially if you're new at working o...

Latest Health and Fitness Headlines & News

Here you'll find the latest headlines from top news sources for health & fitness. Updated every 15 minutes as news arrives. Please add to your Favorites or Bookmark for easy access in the futu...

Diet and Exercise are Keys to Healthy Living

But you know all this. So our aim is to give you the shortcuts, the little-known tricks and proven methods to help prevent boredom and hopelessness in your quest for good health. Our high tech world has advanced in the fitness field also. In fact, so fast that we want to get the information out to you yesterday. That's what the Health and Fitness Tips Site is all about…the latest up-to-the-minute-in-the-zone information for your health and fitne...

The Health and Fitness Tips Newsletter

Is a free weekly newsletter that is delivered straight to your email box. It's short, to the point, and it's absolutely free. This newsletter contains one weekly health and fitness tip that will get you on the right track. Click here and become one step closer to your health and fitness goals for the year 20...

The Purpose of Health and Fitness Tips

To inform you of new developments in the health and fitness fields is our aim. We'll do the research; we have the resources. You get the results. The name of the game is 'current' and 'relevant' for today. Forget all the excess baggage of the so-called fitness gur...

Become Healthier and Fitter Faster

Become Healthier and Fitter Fas...

Health Professionals, Medical Doctors and Health and Fitness Writers and Editors Make Up Our Staff

Our staff experience in the booming Health and Fitness field adds up to more than 100 years. Not that anyone is age 100 or even close, but we all plan to live that long. We want to make sure we have company. So we invite you along for the ride. We'll spur you on and help you over the rough spots to your own fitness destinati...

Health and Fitness Make the Difference Between Living Well and Living

Quality of life is what we all want. Good health helps us achieve a high quality of life. Fitness makes us want to live it every day. If you agree with these three premises, keep readi...

Cobra health care changes kick in soon

For laid off workers wrestling with health care bills, April 18 will mark an important date.That's when changes enacted by President Obama involving Cobra health care coverage kick in.Under the old rules that will change April 18, departing workers pay all the premiums for the coverage, usually two times or more higher than their former co-workers still on the job.Under the new rules,employers pick up 65 percent of the premiums for nine months.For more details on the Cobra changes, check out Kitchentablenomics blogger Gene Meyer by clicking he...

Food fight!

SAFE FOOD. Bacteria, biotechnology and bioterroism. By Marion Nestle. 350pp.University of California Press. US $27.50; distributed in the UK by Wiley.Pounds 19.95. - 0 520 23292 5Food quality, purity and safety have been entangled with politics throughout history. Wine merchants of pre Hellenic Thasos were fined if they watered their produce; official inspectors monitored wine for colour and flavour in ancient Athens and Rome; in medieval England, bizarre penalties -including the pillory and tumbril -threatened brewers, bakers, vintners and butchers who marketed defective or adulterated products.The Victorians established a regime of inspection and regulation such as we in the West now take for granted, but they had no inkling of the role of microbes in disease. Today we know that food-borne...

Health 'super-regulator' CQC orders 21 hospital trusts to clean up

Warnings about substandard levels of hygiene and infection control have been issued to twenty-one NHS trusts, including four flagship foundation hospitals.The Care Quality Commission (CQC), the new “super-regulator” for health and social care that started work on Wednesday, said that the trusts had failed to meet standards on cleanliness.All 21 have had strict conditions placed on their registration with the commission, which is a legal requirement. Hospitals that fail to act to improve hygiene levels could be issued with warning notices and fines, or face prosecution or closure.The CQC rulings, issued today, show that ten acute hospital trusts, six primary care trusts, four mental health care trusts and one ambulance trust have registration conditions as a result of failing to meet the criteria...

Health care reform battle begins

While congressional Democrats easily passed the most expensive budget in history Thursday, the real fight now begins over whether leaders will try to ram through health care reforms or seek bipartisan support for one of the Obama administration's key priorities.When Congress returns from its two-week spring break in mid-April, House and Senate Democrats will hammer out a final compromise of the chambers' budget plans.And one of the most difficult decision negotiators will face is whether to bypass regular legislative rules to allow health care reform to pass the Senate by a simple majority using a fast-track procedure called "reconciliation.""I hope we don't have to use it, and I hope it encourages Republicans to come to the table and offer real ideas and accept some they don't like, because...

Vector-borne Diseases in the Ecuadorian Amazon

About 40% of Latin America’s population lives in areas where Malaria is still a risk. Considered eliminated in the 1970’s in many countries, Malaria and other vector-borne disease are re-emerging in South America. Join in the effort to eradicate these diseases by participating in the Malaria Control Services (SNEM Zone II), which operates in the Napo and Pastaza provinces in the Ecuadorian Amazon. SNEM is a public institution that is in charge of preventing and controling vector-borne diseases such as Chagas, Dengue, Malaria, Leishmaniasis and Yellow Fever. Dr. Wilfrido Torres, the Medical Director of the program, works as an epidemiologist at SNEM. Most of the student activities will take place in rural areas of both provinces.This program begins with one week of Spanish classes and an orientation...

Andean Health in Quito, Ecuador

Experience the rich culture and history of Ecuador's vibrant capital city while learning about the healthcare challenges facing the region. One of CFHI's longest-running programs, the Andean Health program offers a comprehensive learning experience that encompasses both unique cultural opportunities and the chance to work at a variety of clinical sites.Participants will experience first-hand the state of healthcare in Quito through clinical rotations. As there is a range of clinical sites (ranging from general primary care to specialized clinics) to choose from, each student is likely to find the rotations exciting and interesting. Students will also take medical and conversational Spanish classes at the Amazing Andes Language School; however, cultural education continues outside of the classroom...

Maternal and Child Health in Pune, India

In India, an estimated 136,000 mothers and 2.5 million children die every year, most often due to causes that are preventable or easily treatable if immediate help is available. In order to keep its commitment to its most vulnerable population, India should reduce its maternal mortality ratio (MMR) from 540 to 135, and its under-five child mortality from 96 to 32. Most maternal deaths in India are caused by complications such as hemorrhage (29%), anemia (19%), sepsis (16%), obstructed labor (10%), unsafe abortion (9%) and hypertensive disorders of pregnancy (8%). All of these complications are potentially preventable. Unsafe abortions continue to kill women three decades after termination of pregnancy was legalized in India. Unfortunately, there is no one-shot remedy for reducing maternal...

Reproductive Health in Quito, Ecuador

Please contact us before you apply to determine the availability of spots if you are interested in applying for this program between April and August! Thank you.The Reproductive Health program gives students the opportunity to participate in clinical rotations that are focused strictly on reproductive and women's health. Students will be able to observe how reproductive healthcare functions in a socially conservative country where there is limited discussion and openness regarding sexual health issues. Students will also see first-hand how cultural attitudes toward gender equality often affect women's willingness and ability to seek treatment or even information about reproductive and sexual health.Students in this program will experience Quito alongside students in the Andean Health in Quito...

Community Health in Oaxaca, Mexico

The Community Health in Oaxaca program is a collaboration between the Stanford Office of Community Health and Child Family Health International (CFHI), aimed at developing future leaders in immigrant and community health.The Community Health in Oaxaca program is designed as an immersive training experience for students who are committed to working with the immigrant Latino population in the United States and who wish to increase their cultural and linguistic competency as well as their understanding of the health factors affecting Latinos. The main objectives are to prepare students for better service to immigrant populations in the US by broadening public health knowledge; increasing linguistic competency in Spanish; providing exposure to health care systems and clinical interactions in another...

Womens Reproductive Health, Mexico

Please contact us before you apply to determine the availability of spots if you are interested in applying for this program between April and August! Thank you.The "Women's Reproductive Health in Mexico" program takes place in Puerto Escondido, a small seaside town in the state of Oaxaca. There, students will gain exposure to many of the challenges that women in rural Mexico face when managing their reproductive health. In addition to rotations in local clinics and public healthcare centers, students will take medical and conversational Spanish classes at a local language school. During clinical rotations, students will have the opportunity to see Puerto Escondido's healthcare system for women in a variety of settings. Opportunities range from working in primary care clinics to participating...

Wednesday, April 1, 2009

Debt Request

Take Control of Your Debt:Whether you are looking to buy a house, that new car, or just shopping for your child’s birthday; debt is a powerful factor in determining what you can and cannot afford. We help by showing you how to regain control of your debt and your life.Devise a Strategy:Debt can be an overpowering issue. Our debt consultants know this and are here to help. Give us a call to discuss your options, and let us help you build a strategy to get out of debt on your terms.Get Out of Debt:With your individualized strategy in hand and your debt under control, we show you how to become debt free in as little as 12-36 months. Millions of people have already found out how easy it is – now it is your turn.Link:http://www.requestdebt.c...

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